In short, Survey Junkie is worth it; the payout is also worth it. Rather than wasting time on social media - and not getting paid at all - why not take surveys and get paid for it? That's what I've been doing since I discovered Survey Junkie, and I highly recommend it. Here's, basically, what… Continue reading Survey Junkie: Is the Payout Worth It?
For most people, building wealth usually requires that you to live on a budget and live on less than you make. That might also mean: stop wasting money on some things. Here is a list of 10 things you might be wasting your money on. 1. Pricey cell phone serviceWithout a doubt, this is a… Continue reading Stop Wasting Money on These 10 Things
A Roth IRA is probably one of the most powerful investment vehicles for retirement, especially if you want to protect thousands of dollars from taxes. The bad news is, however, not everyone will qualify. You have to meet certain income requirements in order to be eligible to contribute to a Roth. For a single person,… Continue reading Roth IRA Eligibility: What You Need to Know
So you've just inherited a Roth IRA, and it's a lot of money. You're nervous about it because you want to make sure you do the right thing. Well, here are a few things to keep in mind. Is there a will?A will won't make a difference in all cases, but it might give some… Continue reading What to Do With an Inherited Roth IRA?
If you are investing for retirement, you probably own shares in foreign and domestic stocks and bonds. In this article, I explain why that might not be the best approach. In short, US stocks will generally outperform other investments. If you are investing in international stocks and bonds - or even US bonds - you… Continue reading Investing In US Stocks – Why It Matters
Both a Roth IRA and a Traditional IRA have tax advantages, but it is my opinion that the Roth is a better way to go. In this article, I'll explain why. What is a Roth IRA?A Roth IRA is an individual retirement account (IRA) that allows qualified withdrawals on a tax-free basis. This means you… Continue reading Roth vs Traditional – Why the Roth IRA Is Better
Investing diversification is a subject of much debate in personal finance, and it is my view that investing diversification (as traditionally understood) is not really a good thing. In this article, I explain why. Warren Buffett once remarked, Diversification is a protection against ignorance. It makes very little sense for those who know what they're… Continue reading Investing Diversification (When It’s Bad)
While some are chasing get rich quick schemes and failing to get rich, others are practicing a technique that actually works; It's called get rich slow. In fact, most millionaires have built their wealth slowly. It doesn't take an exorbitant amount of income, either. One of the top groups of self-made millionaires is teachers, so… Continue reading How to Get Rich Slow: 6 Simple Steps
During the COVID-19 pandemic, sales on some items have skyrocketed. Here's a look at some of the best selling items on Amazon right now. Neck gaiterOne of Amazon's top sellers in their clothing section is the neck gaiter. Not only will this help mitigate the spread of viruses like COVID-19, it also protects from the… Continue reading Best Selling Items on Amazon Right Now
If you've heard of Mint Mobile, you're probably wondering whether or not it's good. In this article, I share my experience with Mint Mobile and tell you why I think Mint Mobile is a good option to go with. Mint Mobile Is AffordableIf you're like me, then saving money is key. What enticed me most… Continue reading Is Mint Mobile Good? – Here’s the Truth