Giving up Alcohol Could Save You Big

Man, I had a great day at work, let’s have a few drinks to celebrate! What a crappy day at work, I don’t know if I want to go back tomorrow. Let’s have a few drinks to relax. My best friend from college is in town this week! We’re going out for drinks tomorrow night!… Continue reading Giving up Alcohol Could Save You Big

Investing Diversification (When It’s Bad)

Investing diversification is a subject of much debate in personal finance, and it is my view that investing diversification (as traditionally understood) is not really a good thing. In this article, I explain why. For example, diversification can be if you spread your investments across all types -- including poor performing bond funds -- simply… Continue reading Investing Diversification (When It’s Bad)